There are several obvious reasons to give a hoot about your credit score, and very few reasons you should ignore it. After all, you'll need a good credit score and a solid credit history if you ever plan to purchase a home or take out an auto loan. A bad credit score can even come back to bite you if you want to rent an apartment or apply for certain jobs.
But your score isn't the only detail you need to pay attention to. You also need to keep an eye on your credit report — the document that lists your formal credit history including any accounts you have open, balances due, and payments you've made.
Your report and your score are intricately intertwined. If bad information gets on your credit report due to fraud or misreporting, this can easily cause your credit score to nosedive. Likewise, a clear credit report with nothing but true (and positive) information can help your credit score reach greater heights.
That's why, every single year, you should get a free copy of your credit report from all three credit reporting agencies — Experian, Equifax, and TransUnion. Fortunately, this part is easy to accomplish via AnnualCreditReport.com.
Once you have a copy of your credit report from all three bureaus, you'll want to look over all the details to make sure they're correct. Incorrect information you might notice on your report may include:
Thanks to the Fair Credit Reporting Act (FCRA), both the credit bureau and whoever is providing them with information are responsible for correcting misinformation on your credit report. This means that, if a specific retailer or bank is reporting an account that isn't yours or an incorrect balance, both the credit bureau and the retailer or bank have to work together to make things right.
If you find an error, here are the steps you should take right away:
The first step you should take is informing the credit reporting agency of their error, keeping in mind that it's possible not all the credit bureaus will have the same information. You should let them know about the mistake in writing, taking special care to list important details about the mistake with proper documentation. The Federal Trade Commission (FTC) even offers a sample letter you can use if you need help.
Note that credit bureaus usually have 30 days to investigate your claim and they are required to get back to you with a response. They are also required to forward the information you sent them to the provider who shared the information with them in the first place.
You'll also want to provide the company reporting the incorrect information with copies of any documentation that prove an error has occurred. Make sure to include all details required to prove your claim along with copies of documentation that backs you up. The FTC offers another sample dispute letter you can use for this instance.
Generally speaking, credit reporting agencies are required to inform you in writing of the results of your case. They are also legally required to give you another free copy of your credit report if your dispute caused a permanent change.
You also have the option to ask the credit bureau to send notices of any corrections to anyone who has requested your credit report within the last six months. You can even have an updated copy sent to anyone who has asked for a modified version of your credit report for reasons regarding employment.
While the steps above may sound tedious, it's crucial to understand the damage incorrect information on your credit report can do. If you have inaccurate late payments on your report, for example, you could see your credit score plummet through no fault of your own. And if there are accounts on your credit report that aren't even yours, that could signify a much larger problem, such as outright identity theft.
Fortunately, the small amount of time required to dispute an item on your credit report really can pay off in a big way. After all, any negative information you manage to get wiped clean should immediately stop dragging your score down.
However, you should also note that you'll only be able to get false negative information removed from your credit reports. Any damaging information that's true will have to linger on your report until enough time has passed. Generally speaking, negative information and reporting can remain on your credit report for up to seven years and bankruptcy can stay on your report for 10 years.
Errors happen all the time, and they may never be uncovered if you don't find them yourself. In addition to staying on top of your credit reports, it can help to sign up for a free service that gives you updates on new accounts in your name or fluctuations in your credit score. CreditKarma.com and CreditSesame.com are two that offer a similar free service with these features, so they are both worth checking out.
Some of my most memorable vacations have centered around money — and didn't require spending much of it at all. I had my photo taken next to a $1 million stack of bills at Binion's on a recent trip to Las Vegas. Another memorable experience was visiting the Bureau of Engraving and Printing in Washington, D.C. to see millions of dollars of being printed on the production floor.
If you get excited about money, check out these unique attractions across the U.S.
Get a free souvenir photo of yourself standing next to $1 million in cash at Binion's Gambling Hall and Hotel in Las Vegas. Stop by to have your photo taken and come back about an hour later to pick up your free printed copy. It's pretty incredible to see that much cash up close.
You can take self-guided tours on foot, or there are other tour options available for free or under $40. (See also: 6 Confidence-Inspiring Facts About the Stock Market)
Visit the home of the trading floors of the Chicago Board of Trade and the Chicago Mercantile Exchange to see traders at work in the pits as they buy and sell commodities. The Chicago Board of Trade building was once the tallest building in Chicago. Although it has been eclipsed by other taller buildings, it remains an Art Deco historic landmark with a glass observation deck with views of the skyline. Tours last an hour, and cost $20 per person.
Unfortunately the bullion vault at Fort Knox is closed to visitors, but there is a place you can see tons of gold — literally. The gold vault at the New York Federal Reserve Bank houses approximately 508,000 gold bars, weighing in at 6,350 tons. Tour the gold vault for free and learn about the Federal Reserve System as you tour the Federal Reserve Bank.
Visit the Learning Center and Money Museum at the Federal Reserve Bank of Cleveland for interactive exhibits and activities. Try your hand at bartering, see if you can correctly identify counterfeit bills, and even try making your own currency. Take a look inside the impressive building that houses the Cleveland Fed and learn how central banks operate. Admission and tours are free.
Identity theft wears many different faces. From credit cards to student loans, thieves can open different forms of credit in your name and just like that, destroy your credit history and financial standing.
If this happens to you, getting the situation fixed can be difficult and time-consuming. But you can set things right.
If someone took out a loan in your name, it's important to take action right away to prevent further damage to your credit. Follow these steps to protect yourself and get rid of the fraudulent accounts.
The first thing you should do is file a police report with your local police department. You might be able to do this online. In many cases, you will be required to submit a police report documenting the theft in order for lenders to remove the fraudulent loans from your account. (See also: 9 Signs Your Identity Was Stolen)
If someone took out a loan or opened a credit card in your name, contact the lender or credit card company directly to notify them of the fraudulent account and to have it removed from your credit report. For credit cards and even personal loans, the problem can usually be resolved quickly.
When it comes to student loans, identity theft can have huge consequences for the victim. Failure to pay a student loan can result in wage garnishment, a suspended license, or the government seizing your tax refund — so it's critical that you cut any fraudulent activity off at the pass and get the loans discharged quickly.
In general, you'll need to contact the lender who issued the student loan and provide them with a police report. The lender will also ask you to complete an identity theft report. While your application for discharge is under review, you aren't held responsible for payments.
If you have private student loans, the process is similar. Each lender has their own process for handling student loan identity theft. However, you typically will be asked to submit a police report as proof, and the lender will do an investigation.
If someone took out student loans in your name, contact the school the thief used to take out the loans. Call their financial aid or registrar's office and explain that a student there took out loans under your name. They can flag the account in their system and prevent someone from taking out any more loans with your information. (See also: How to Protect Your Child From Identity Theft)
When you find evidence of fraudulent activity, you need to dispute the errors with each of the three credit reporting agencies: Experian, Equifax, and TransUnion. You should contact each one and submit evidence, such as your police report or a letter from the lender acknowledging the occurrence of identity theft. Once the credit reporting bureau has that information, they can remove the accounts from your credit history.
If your credit score took a hit due to thieves defaulting on your loans, getting them removed can help improve your score. It can take weeks or even months for your score to fully recover, but it will eventually be restored to its previous level. (See also: Don't Panic: Do This If Your Identity Gets Stolen)
As soon as you find out you're the victim of a fraudulent loan, place a fraud alert on your credit report with one of the three credit reporting agencies. You can do so online:
Experian
Equifax
TransUnion
When you place a fraud alert on your account, potential creditors or lenders will receive a notification when they run your credit. The alert prompts them to take additional steps to verify your identity before issuing a loan or form of credit in your name. (See also: How to Get a Free Fraud Alert on Your Credit Report)
In some cases, it might be a good idea to freeze your credit. With a credit freeze, creditors cannot view your credit report or issue you new credit unless you remove the freeze.
Finally, check your credit report regularly to ensure no new accounts are opened in your name. You can request a free report from each of the three credit reporting agencies once a year at AnnualCreditReport.com. You can stagger the reports so you take out one every four months, helping you keep a close eye on account activity throughout the year. (See also: How to Read a Credit Report)
Sharing is caring — at least that's what has been drilled into our minds. And for the most part, it's true.
However, if you're contemplating making the ultimate step in sharing — adding someone to the deed on your home — it's a good idea to consider the consequences. It's important to understand that when you add someone to your deed, you are entitling them to the same "bundle of rights" — control, enjoyment, possession, exclusion and disposition — that you have as a property owner. Before adding a loved one to your deed, it's important that you speak to an estate attorney and your mortgage lender to ensure you understand your rights, and to determine if this is the right move for you.
Here are five things you should consider before adding someone to your deed.
When you add someone to the deed, all or a portion of your ownership is transferred to that person. Once it's done, you can't take it back unless the person you've added provides consent to be removed from the deed. He or she can take out a loan on the property, tear it down, or even sell their share of the property. And in some cases, there's nothing you can do about it.
Even if you transfer only a portion of your interest in the property, that person will have full control of their portion and may be able to force a sale of the property. If you want to refinance or sell your home, you must get permission from the individual you've added. This can lead to time consuming and costly legal battles that can tie up the property for years. Make sure you fully understand the implications and consequences before you sign on the dotted line.
The law doesn't forbid adding people to a deed on a home with an outstanding mortgage. Mortgage lenders are familiar and frequently work with deed changes and transfers. Most lenders incorporate a loan "due-on-sale clause," which gives them the ability to call in the loan if the deed is transferred or if the home is sold. When you "deed" your home to someone, you've effectively transferred part ownership, which could activate the "due-on-sale" clause.
It is imperative that you understand the rules governing your particular situation. And you should obtain permission from your mortgage lender before adding someone to the deed. (See also: Why You Should Call Your Mortgage Lender Every Year)
Let's say you decide to add your brother to the deed. If he fails to pay taxes and incurs a tax lien, has problems with creditors, or goes through a nasty divorce, the IRS, his creditors, or his ex-spouse can lay claim to your home, or at least to his portion. In that situation, the entity owed can place a lien on your property and attempt to force a sale to collect the debt or tie up the property and prevent you from selling.
Adding someone to the deed of your home can also generate income tax liabilities when the residence is sold in the future.
When you add someone to your deed, the IRS sees it as a gift. That person becomes subject to IRS regulations concerning gifts. As of 2018, the IRS allowable gift limit is $15,000 annually, per person. Gifts that exceed this amount are subject to the gift tax.
The important take away here is that you should ensure you consult a tax attorney or Certified Public Accountant (CPA) before you add someone to your deed to ensure that you understand all of the implications and don't run into any surprises down the road. Your good intentions can be costly if not accompanied by due diligence. (See also: 4 Things You Need to Know About Gift Tax)
There are so many hidden risks and pitfalls to adding someone to the deed. Remember, you become a joint owner rather than the exclusive owner. This change can impact your eligibility to sell or refinance. And for older homeowners near retirement age, transferring assets can adversely affect Medicaid eligibility.
Another thing to consider is that adding someone to the deed does not make them responsible for the debt. Unless the original loan agreement is modified, you are still solely responsible for repayment and the other person has ownership rights.
When it comes to keeping you and your home comfortable and allergy-free, the Honeywell brand should be right at the forefront. They offer a wide selection of home allergy products that give natural allergy relief, including air purifiers, humidifiers, andâ¦
The post Why Use Honeywell? appeared first on Achoo! Blog.
A wearable personal air purifier for allergies and hay fever: Respiray Wear A+ Effective allergy relief with the ECARF Quality Seal a proof that the product helps offer a significant improvement in quality of life for consumers who have allergies.â¦
The post Respiray Wear A+ Wearable HEPA Air Purifier appeared first on Achoo! Blog.
Has your pillow turned yellow? Itâs not a pretty sight, nor is the reason behind it. Why do pillows turn yellow? They can turn yellow for a number of reasons, including sweat, drool, oil from skin and hair, or residueâ¦
The post Is It Time To Replace Your Pillow? appeared first on Achoo! Blog.
It doesnat matter if itâs from a broken pipe, a leaky roof, or flooding from severe weather; water damage causes significant problems for your home and property. Not only can it lead to expensive repairs, but it can also causeâ¦
The post Is Water Damage Bad For Your Health? appeared first on Achoo! Blog.
Floods can wreak havoc on our homes and businesses as well as cost us a lot of money to fix. The damage even minor flooding can inflict upon us creates hassles and headaches that no one wants to deal with.â¦
The post Recovering After A Flood appeared first on Achoo! Blog.
Hotels tend to look freshly cleaned and ready for you to enjoy their home away from home vibes. But is your hotel really as clean as it looks? We usually think of staying in hotels as a luxury, a treatâ¦
The post Hacks For An Allergy-Free Hotel Room appeared first on Achoo! Blog.
Halloween can be full of spooky fun for both kids and adults. However, there is a darker side to this ancient holiday that you should be aware of. Many of our favorite Halloween pastimes could be sources of toxins, airâ¦
The post Halloween Holiday Habits That Could Be Harmful appeared first on Achoo! Blog.
CAN PETS BE VULNERABLE TO POOR AIR QUALITY? Unfortunately, various scientific studies have confirmed that pets can and are harmed by air pollution and poor air quality. Studies have found that dogs who lived in homes where pesticides were usedâ¦
The post Does Poor Air Quality Affect Our Pets appeared first on Achoo! Blog.
Who is Vanicream â If youâve been to a dermatologist lately or are just an avid skin care expert, then youâve probably heard of the brand Vanicream. Vanicream Skin Care, and Hair Care Products, are often at the top ofâ¦
The post Why We Love Vanicream appeared first on Achoo! Blog.
Deciding what to get loved ones and friends for the holidays is challenging as it is. Add allergies into the mix, and itâs even more difficult. Thankfully, weâve made this easy-to-navigate guide on the best holiday gifts for the allergyâ¦
The post Budget-Friendly Holiday Gifts For Allergy Sufferers â appeared first on Achoo! Blog.
Have you ever had the experience of getting tantalisingly close to a big opportunity in your creative career a but not quite making it? Maybe it was a pitch, or a competition, a publishing opportunity, a senior role, or a funding application. Maybe you got really positive feedback. They said you were great, your work [â¦]
The post Are You in the Ballpark? (finally, The 21st Century Creative on YouTube) appeared first on Creative Coach | Mark McGuinness | Since 1996.
When the Covid 19 pandemic struck in 2020, human life on earth was massively disrupted. Not only the human tragedy of millions of lives lost, but also the social and economic damage caused by the virus and our attempts to control it. As a writer and a coach for creatives, I have been particularly concerned [â¦]
The post Creative Disruption: How 12 Creatives on 5 Continents Rose to the Challenge of the Pandemic appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 10 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Itas been my most ambitious season yet, with creatives from 5 continents and probably the closest Iall ever [â¦]
The post How I Created, Funded and Launched My New Podcast (while the World Was in Meltdown) appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 9 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. This week we are off to Tokyo, to meet Ichi Hatano, a wonderful artist whose work has deep [â¦]
The post From Tattoos to NFTs with Ichi Hatano appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 8 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Have you ever had the idea for a creative project that youave never quite got round to starting? [â¦]
The post Using Lockdown to Launch a Dream Project with Nicky Mondellini appeared first on Creative Coach | Mark McGuinness | Since 1996.
If you work on your own a in your office or studio, or your bedroom or at your kitchen table a it can feel like no one is watching. So it doesnat matter whether you show up. If you skipped a day on your novel, who would know? If you didnat go to the studio [â¦]
The post All Arts Are Performing Arts appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 7 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today weare focusing on a creative sector that is close to my heart, which was massively disrupted but [â¦]
The post Taking Deep Work Online with Laura Davis appeared first on Creative Coach | Mark McGuinness | Since 1996.
A few months ago I was listening to the DavidBowie: AlbumtoAlbum podcast, a terrific show about Bowie hosted by Arsalan Mohammed. In Season 3 episode 11 Arsalan spoke to Donny McCaslin, the leader of the jazz band that Bowie discovered in a New York club, and asked to work with him on what turned out [â¦]
The post Sometimes You Have to Grind the Work Out appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 6 of the Creative Disruption season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are off to Australia in the company of Charlotte Abroms, a music manager based in Melbourne [â¦]
The post Helping Musicians Through Lockdown with Charlotte Abroms appeared first on Creative Coach | Mark McGuinness | Since 1996.
Last week I suggested that if youare serious about achieving your creative ambitions, you need to think in terms of projects, not tasks. Because if you get up every morning and ask yourself aWhat should I work on today?a you risk making decisions based on what feels urgent right now, rather than what will make [â¦]
The post Work on Multifaceted Projects appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 5 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are going to look at one of the biggest challenge for many people during lockdown, whether [â¦]
The post Staying Creative as a Parent (Even in a Pandemic) with Kay Lock Kolp appeared first on Creative Coach | Mark McGuinness | Since 1996.
When we think of productivity we typically think about tasks and to-do lists, working habits and routines. We focus on how to make the most of our time on a daily or at most a weekly basis. All of which is great, but if this is all we focus on, thereas a danger of getting [â¦]
The post Focus on Projects, Not Tasks appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 4 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we meet Amrita Kumar, the co-founder and CEO of Candid Marketing, an innovative marketing agency in India. [â¦]
The post Launching a New Business in the Pandemic with Amrita Kumar appeared first on Creative Coach | Mark McGuinness | Since 1996.
Marketing is a word that strikes fear into the heart of a lot of creatives. Itas an area where a lot of us feel we donat have a natural talent a weare far more comfortable making work than telling the world about it, let alone trying to get people to buy it. One reason for [â¦]
The post Make Your Marketing Personal with a Media Dashboard appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 3 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. Today we are looking at the world of film and TV production, which was massively disrupted by the [â¦]
The post Rebooting Global Filming with Hometeam appeared first on Creative Coach | Mark McGuinness | Since 1996.
A lot of creative professions involve submitting work to gatekeepers of various kinds: agents, editors, publishers, gallerists, funders, producers, studios and competition judges and so on. Yes, the 21st century gives us plenty of options for creating things without gatekeepers a you can sell direct, build your own platform, launch your own event, self-publish or [â¦]
The post Why Rejection Doesnat (Necessarily) Mean Your Work Isnat Good Enough appeared first on Creative Coach | Mark McGuinness | Since 1996.
Welcome to Episode 2 of the CREATIVE DISRUPTION season of The 21st Century Creative, where we are hearing stories of creatives around the world who came up with a creative response to the challenges of the pandemic. This week we are off to South Africa, to hear from Earl Abrahams, an artist and filmmaker who [â¦]
The post Lockdown Series: Windows on a Changed World with Earl Abrahams appeared first on Creative Coach | Mark McGuinness | Since 1996.
aEat a live frog first thing in the morning and nothing worse will happen to you for the rest of the day.a This quote is often attributed to Mark Twain. Apparently thereas no hard evidence linking it to him, but that hasnat stopped it from concentrating the minds of many people when they ask themselves [â¦]
The post Eat that Frog (But Eat the Cake as Well) appeared first on Creative Coach | Mark McGuinness | Since 1996.
Today we kick off Season 6 of The 21st Century Creative, the podcast that helps you thrive as a creative professional amid the demands, distractions and opportunities of the 21st Century. The theme for this season is CREATIVE DISRUPTION. Every episode will feature an interview with a creator whose work was disrupted by the Covid-19 [â¦]
The post The Rocky Road for Theatre through the Pandemic with Steven Kunis appeared first on Creative Coach | Mark McGuinness | Since 1996.
I hope this finds you as well as can be. Here in the UK weare bracing for what we are assured will be a large wave of Omicron. I know things may be very different for you, depending on where you are in the world. But whatever the circumstances, I hope you are finding your [â¦]
The post Video: Forget the Career Ladder a Start Creating Assets appeared first on Creative Coach | Mark McGuinness | Since 1996.
Today is the launch of my new podcast, and itas something Iave been planning and dreaming of sharing with you for years. Itas called A Mouthful of Air. And in several ways, itas the opposite of my 21st Century Creative podcast. I designed the two shows to work together from the start, although itâs taken [â¦]
The post My new podcast (and why itas the opposite of The 21st Century Creative) appeared first on Creative Coach | Mark McGuinness | Since 1996.
Last night I was about to go to bed when I suddenly remembered an idea Iad had for an article a few months ago. Though I say so myself, it was a great idea, and I was keen to revisit it, so I opened up the Scrivener project where I had written it downa| and [â¦]
The post Ideas Are Leprechauns appeared first on Creative Coach | Mark McGuinness | Since 1996.
Todayas guest on The 21st Century Creative is Michael Bungay Stanier, a returning guest whose interview way back in Season 1 proved very popular. And his book The Coaching Habit turned out to be even more popular, as it went on to sell three quarters of a million copies. Michael is back with some excellent [â¦]
The post Avoiding the Advice Trap with Michael Bungay Stanier appeared first on Creative Coach | Mark McGuinness | Since 1996.
A lot of productivity advice tells us that we need to stop procrastinating, beat Resistance, and get things done. The Americans like to talk about ashippinga, meaning finished and sent out for delivery. This emphasis on getting things done and out to market is part of their extraordinary entrepreneurial culture. Famously, Guy Kawasaki even said [â¦]
The post Every Creative Project Is a Revolving Door appeared first on Creative Coach | Mark McGuinness | Since 1996.
Todayas guest on The 21st Century Creative is Krystal Lauk, an illustrator who took an unconventional path by creating illustrations for tech companies, and founded a studio that counts Google, Uber, Facebook and The New York Times among its clients. Itas a fascinating story of discovery and enterprise at what Krystal calls athe intersection of [â¦]
The post The 21st Century Illustrator with Krystal Lauk appeared first on Creative Coach | Mark McGuinness | Since 1996.
Iave recently started taking one-to-one Japanese conversation lessons. It hasnat been easy. In fact, itas been a bit of a humbling experience. Between work and family responsibilities, I only have 30 minutes a day to study Japanese, and Iave spent this time every day for the past two years memorising kanji characters, vocabulary and grammar [â¦]
The post You Have to be Bad to Get Good appeared first on Creative Coach | Mark McGuinness | Since 1996.
Police have arrested a 24-year-old man in connection with a Newport Beach home invasion that occurred early Tuesday.
The 11-year prison sentence handed to the drunk driver who killed her husband and daughter is not enough, Anaheim woman says.
Disney had previously committed to ditching gasoline engines but left open hybrids as a possibility.
Anaheim City Council approves a plan to amend zoning rules to allow Disneyland to build new rides, hotels and stores within its existing footprint.
The voter ID lawsuit is the latest clash between California and the conservative town, which has thrust itself into the U.S. culture wars and the crosshairs of state officials.
Newport Beach police are investigating a home invasion in which the victims and suspects apparently had a prior connection.
The voter ID lawsuit is the latest clash between California and the conservative town, which has thrust itself into the U.S. culture wars and the crosshairs of state officials.
A judge sentences Marcus Eriz to 40 years to life in prison for firing into a car on the 55 Freeway, killing 6-year-old Aiden Leos, in 2021.
Despite Woodward's association with Atomwaffen, considered a hate group, his attorney said Woodward was not driven by bigotry and didn't plan the killing.
Bernstein was Jewish and gay, while Samuel Woodward, according to one of his attorneys, was conflicted about his sexuality.
California has become a key battleground in the fight for the U.S. House of Representatives, and Porter's Orange County seat is one of a handful that will help determine which party wins control.
Do is now facing an uncertain political future. In a sign of his waning influence, his chosen successor for his supervisor's seat failed to place in the top two in the March primary.
His last goal was to hit a 90-mph fastball at age 90, and he didn't quite make it. But his life was a home run for the family members who embraced him
Tyler Laube, then a member of the white supremacist group Rise Above Movement, repeatedly punched a reporter covering the rally for OC Weekly, where I was then editor in chief.
Anthony Rendon has a huge paycheck, questionable motivation and paltry production. Angels fans might cheer rather than boo the leadoff hitter who has started 0 for 19.
Laguna Beach High School administrators have launched an investigation after a student allegedly created "inappropriate images" of other students using artificial intelligence.
More city councils in California have weighed in on the Israel-Hamas war with calls for a cease-fire, often setting off major debates and discord at public meetings.
Jorge Armando Contreras used Magnolia School District money to finance a lavish lifestyle including a house, BMW and cosmetic surgery, prosecutors say.
The two men charged with kidnapping Tony Lam from outside his Midway City home were former parolees with one serving nearly two decades behind bars for second-degree murder, Orange County prosecutors wrote in court records.
It's shaping up to be a wet Easter weekend in Southern California. Here is a timeline of what to expect.
Three Orange County cities, Newport Beach, Huntington Beach and Orange, vote to withdraw from the California League of Cities after it backed Proposition 1.
Ike Nicholas Souzer, 20, was busted by U.S. Customs and Border Protection and Mexican officials in Rosarito on Wednesday after crossing the border into Mexico.
A judge ruled GOP Reps. Matt Gaetz and Marjorie Taylor Greene can move forward with their lawsuit against two California cities where rallies were canceled.
Orange Coast College authorities and the Costa Mesa Police Department are searching for the print, which was donated to the school in 2020.
Orange Coast College authorities and the Costa Mesa Police Department are searching for the 'Mao' screen print, which was donated to the school in 2020.
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